Module 3: Workers Compensation and Employee Coverage

Workers Compensation Requirements in Florida

Preview · ~5 min read

Florida requires workers' compensation insurance for: any construction business with 1 or more employees (including the owner), non-construction businesses with 4 or more employees, and agricultural businesses with 6 or more regular employees. Operating without required coverage triggers a stop-work order — the Department of Financial Services will shut down your business on the spot. Verify your specific industry requirement at myfloridacfo.com.

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